Estimates, not quotes

SR-22 insurance in Shreveport, LA

What an SR-22 costs in Shreveport, how Louisiana handles the filing, and how long it lasts.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Estimated cost in Shreveport

For comparison, a clean-record driver in their 30s pays about $825 for minimum coverage and $2,300 for full coverage in Shreveport by our estimate.

SR-22 insurance — estimated annual premium in Shreveport
SituationMinimum coverageFull coveragevs. clean record
After a speeding ticket$1,030$2,830+25%
After an at-fault accident$1,220$3,360+48%
After a DUI$1,550$4,280+88%

Louisiana rules that apply

Louisiana uses the SR-22. Your insurer files it electronically with the state; if the policy lapses, the insurer must notify the state, which can suspend your license again. Plan on keeping it for about 3 years. After a DWI-related suspension, the Office of Motor Vehicles requires SR-22 proof of financial responsibility for three years.

Any policy you buy must meet Louisiana's minimum of 15/30/25 liability coverage.

All Louisiana car insurance rules →

How to lower the cost

  • Keep continuous coverage. A lapse, especially with an SR-22, restarts problems with the state and raises future prices.
  • Compare several insurers — companies weigh violations very differently, and some specialize in high-risk drivers.
  • Take a state-approved defensive-driving course where it earns a discount or removes points.
  • Consider higher deductibles or liability-only coverage on an older car to offset the surcharge.
  • Violations age off: most surcharges fade after three to five clean years.

Read our guide · Car insurance in Shreveport

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Insurance offices in Shreveport

There are 26 insurance offices listed near Shreveport. See the full list with directions on the Shreveport car insurance page.

  • Michael Flentroy - State Farm 3705 1/2 Greenwood
  • Toni Little - State Farm 6030 Line Avenue
  • Allyson Miller - Allstate 3831 Gilbert Dr
  • Paul Pratt - Allstate 935 E 70th St
  • Direct General Insurance Agency 520 East Kings Highway
  • Wesley Eckles - State Farm 1409 E. 70th St.
  • Sarah Kirk - State Farm 3605 Youree Drive
  • The Pace Agency LLC 4505 Youree Dr
  • Daryl Eason - Allstate 3937 Pines Rd
  • Nora A. Brooks State Farm 6039 Five Oaks Drive
  • Freeway Insurance 6205 Westport Ave
  • David Bakalis - Allstate 2533 Bert Koun Loop

Frequently asked questions

How much does SR-22 insurance cost in Shreveport?

The SR-22 filing itself usually costs a small one-time fee; the real cost is the higher premium that follows the violation. We estimate about $1,550 a year for minimum coverage after a DUI in Shreveport, and $1,220 after an at-fault accident.

How long do you need an SR-22 in Louisiana?

Typically about 3 years from the date required, but the court or DMV order sets the exact period. After a DWI-related suspension, the Office of Motor Vehicles requires SR-22 proof of financial responsibility for three years.

Can I get SR-22 insurance without a car?

Yes. A non-owner policy with an SR-22 filing covers you when you drive borrowed or rented vehicles and satisfies the filing requirement in most states that use SR-22.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page